Built for businesses like yours.

Retail & FMCG

Grocery, supermarkets, convenience storese

Food & Beverage

Cafés, restaurants, QSRs

Healthcare

Pharmacies and clinics

Services & Lifestyle

Salons, gyms, repair shops

E-commerce & SMEs

Online merchants, small businessess

Mobility & Field

Delivery fleets, on-ground agents

Why merchants choose Pay10

One Platform.

Two Powerful Tools.

PAY10 DQR MACHINE

One device. Every way to pay.

Accept QR-based payments and digital wallets — instantly. Compact, wireless, built for UAE business environments.

  • Dynamic QR generated at checkout — no manual input
  • Instant payment confirmation
  • Links directly to Pay10 Biz App for live tracking

PAY10 BIZ APP

Your business. In your hand.

The mobile-first app that shows your full payments operation in real time — from first tap to bank settlement.

  • Live wallet balance — settled and unsettled
  • Transaction history, refund tabs, success ratio tracking
  • Withdraw funds to your bank account directly
  • Manage devices and access support in one tap

Go Global Today

Up and running in 3 steps.

1.

Apply Online

Fill in the form above. Our team reaches out within 24 hours.

2.

Get Onboarded

Quick digital onboarding. Link your bank account. Receive your DQR device

3.

Start Accepting

Download Pay10 Biz, link your device, accept your first payment.

What our users say

“At CheQ, speed and trust are non-negotiable. Pay10 delivers both. Their gateway integrated quickly, scaled smoothly, and keeps uptime consistently high. More importantly, the team is proactive-fine-tuning flows, tightening risk controls, and resolving issues before they become problems. With Pay10, reconciliation is simpler, settlements are predictable, and our customers experience a smoother path to payment. They’re the payments partner we rely on.”

Vineesh Kumar

Head of Payments

Pay10 has been the steady hand behind our checkout. Fast integration, rock-solid reliability, and a support team that shows up when it matters. They’re not just a vendor to Blackbuck - they’re our trusted payments partner

Prashant Agrawal

Senior Manager - Business Finance

At Branch International, precision in collections is at the core of our lending operations. With Pay10’s robust gateway, we have strengthened operational controls and minimized settlement delays. This has enabled us to continue scaling lending volumes with confidence while ensuring consistent reliability in service delivery.

Anshu Agarwal

CFO

For ICICI Lombard, accuracy and compliance in every transaction are critical. Pay10’s secure infrastructure, adaptable API framework, and real-time reporting have optimised payment collections and refunds - delivering faster processing, stronger audit readiness, and a consistently reliable experience for our customers.

Nandita Jain

Chief Manager – Operations

Premium collections and claim settlements are central to our customer promise. At IFFCO-Tokio, we required a payment partner that could integrate seamlessly with our systems, minimize settlement delays, and uphold stringent fraud controls. Pay10 has delivered on all fronts - achieving a higher success rate, enabling faster fund flow, cleaner reconciliation, and driving measurable improvements in operational efficiency across our payment ecosystem.

Goutam Kumar Agrawal

DGM (Finance)

Frequently Asked Questions

Everything you need to know about Pay10 World

What is a PACB licence?
A PA-CB (Payment Aggregator - Cross-Border) licence is regulatory authorisation issued by the Reserve Bank of India (RBI). It puts all entities facilitating cross-border payments in India under the supervision of the RBI, regulating all import and export transactions.
What does a PACB licence allow a payment company to do?
A PACB license enables a payment organisation to aggregate and process cross-border payments for customers. PA-CB authorised companies like Pay10 World are permitted to support merchants and businesses to accept and send payments across international borders while conforming to the regulations established for foreign currency exchanges and payments.
Is PayI0 World registered and licensed under the PACB framework?
Yes., Pay10 World has been officially licensed and authorised by the Reserve Bank of India (RBI) as a Payment Aggregator - Cross-Border (PA-CB).
Who issues and regulates the PACB licence?
The Reserve Bank of India (RBI) issues and regulates the PACB licence framework.
What does a PACB licence mean for my business?
A PACB licence means your business can leverage a regulated payment aggregator to send and receive cross-border payments for import and export of goods and services under the Reserve Bank of India (RBI). It can make cross-border payments smoother and compliant with foreign exchange (FEMA) regulations.
Are there any limits or restrictions defined under the PACB framework?
Yes. The key limits and restrictions under the PACB framework include:
  • Cross-border payments processed by a PA-CB are limited to ₹25 lakh per transaction for goods and services.
  • PA-CBs must meet KYC requirements and segregate inward and outward funds.
  • New non-bank PA-CBs (entities which have not commenced operations) should have a minimum net worth of Rs 15 crore at the time of submitting application and should attain a minimum net worth of Rs 25 crore by the end of the third financial year of grant of authorisation.

Category: Payments & Payment Method

How does a PACB license help in aligning payments?
A PACB licence ensures that cross-border payment flows are processed through a regulated entity under RBI rules. It means payments for import/export can be tracked, settled, and reported in accordance with the RBI, reducing regulatory risk and improving transparency.

Category: Limits & Fees

Are there monthly, annual, or cumulative volume limits under the PACB framework?
The PACB framework sets a limit of ₹25 lakh on each transaction. However, there are no other cumulative limits (monthly or annually).

Category: Security & Support

What security measures are mandated under the PACB framework?
The RBI's PACB rules indicate that Cross Border Payment Aggregators (CBPAs) need to establish solid technology and security controls which include:
  • Board‑approved information security policies and risk assessments.
  • Security monitoring, cyber incident handling, and reporting to CERT‑In/RBI.
  • Merchant security assessments and fraud‑prevention systems.
  • Compliance with data‑storage and protection requirements.
Does Pay10 World comply with required PACB reporting and security standards?
Yes. Pay10 World complies with all the required PACB reporting and security standards.

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Join thousands of UAE businesses accepting international payments with Pay10 World

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